有必要給小孩教授理財(cái)知識(shí)嗎

今天的這段對(duì)話，在討論理財(cái)，

現(xiàn)在的小孩零花錢多，應(yīng)該給他們教授理財(cái)知識(shí)嗎

來(lái)聽(tīng)今天的講解:

A: Hello, I am Christophe from Belgium, and this is Aiste from Lithuania. This is the question of the day: Should kids learn about personal finance? Aiste, what is your opinion about that?

大家好，我是克里斯托夫，來(lái)自比利時(shí)，這是艾斯蒂，來(lái)自立陶宛，今天的話題是：孩子們應(yīng)該了解理財(cái)知識(shí)嗎？艾斯蒂，你怎么看？

B: Well, I think it should definitely learn about personal finance, so my opinion is that any kids shouldn't be given a lot of money, and shouldn't think that money just appears when you go to your mom or dad and say," I want this. I want that - and - please give me money for that, so if the kid feels that money is a limited thing, I think that's the first step to learn about personal finance. What's your opinion, Christophe?

我認(rèn)為絕對(duì)應(yīng)該了解個(gè)人理財(cái)知識(shí)，我認(rèn)為不應(yīng)該給孩子們太多錢，不應(yīng)該讓孩子們認(rèn)為要去管父母要錢，比如“我想要這個(gè)。我想要那個(gè)，請(qǐng)給我錢去買”，如果孩子們感覺(jué)錢是有限制的，那就是了解個(gè)人理財(cái)知識(shí)的第一步。你的看法呢，克里斯托夫？

A: Wait! But you told me that when you were a small girl, you went to your daddy and you said 'Daddy, can I have money, please?' and it was all the time like that.

等等！可是你跟我說(shuō)過(guò)，你小時(shí)候會(huì)去向你爸爸要錢，你會(huì)說(shuō)：“爸爸，能給我點(diǎn)兒錢嗎？”而且你一直是那樣做的。

B: Yes, but my amount was kind of limited, and every litas I got, that's the currency in my country, every litas was counted for a certain purpose, so my dad knew exactly that my transportation costs would be two litas and I had five litas for my lunch during the day, and that was it. So it was really ... because I used to go to school for a kind of locked time and I had to eat lunch, and so because he knew that, I couldn't have any extra money that I would use that for for example, if I would need some puzzle, or I would like to go somewhere, I couldn't actually save unless I didn't eat. So the money was actually limited, so I could feel that this was not just get as much as you want.

對(duì)，不過(guò)我的錢是有限制的，我們國(guó)家的貨幣是立特，我拿到的每枚立特都有特定的用途，我爸爸清楚地知道我的交通費(fèi)是2立特，午飯需要5立特，就是這樣。以前我上學(xué)有固定的時(shí)間，而且我要吃午飯，所以他知道，我沒(méi)有多余的錢去干別的事情，即使我想買拼圖，或者我想去其他地方，那我也沒(méi)辦法攢錢，除非我不吃飯。所以我的零花錢是有限制的，我能感覺(jué)到，并不是你想要多少就能得到多少。

A: So what you're saying is that you learned about personal finance?

你的意思是，你學(xué)到了個(gè)人理財(cái)知識(shí)？

B: Yes, I think so.

對(duì)，我想是的。

A: So that's good.

那很好。

B: Well, probably.

可能吧。