金融英語(yǔ)口語(yǔ) 7.Cashing a Check

[00:00.77]新單詞 [00:01.54]remittance n. [00:02.22]匯款 [00:02.90]proceeds n. [00:03.75]收款，款項(xiàng) [00:04.60]deduct v. [00:05.39]減去 [00:06.19]notify v. [00:07.18]通知 [00:08.18]endorse v. [00:08.92]在支票背面簽名，即背書(shū) [00:09.67]Phrases & Expressions [00:10.80]短語(yǔ) [00:11.94]telegraphic transfer [00:12.90]電匯 [00:13.87]correspondent relationship [00:14.90]往來(lái)業(yè)務(wù)的關(guān)系 [00:15.93]C:May I help you, sir? [00:16.73]職員：先生，有什么需要我?guī)椭膯? [00:17.53]N:Yes, please. My friend in New York sent me a check for five hundred dollars. [00:20.58]顧客：有。我朋友從紐約匯來(lái)一張500美元的支票， [00:23.64]I would like to cash it for Renminbi. [00:25.12]我想兌現(xiàn)成人民幣。 [00:26.59]C:Let me have a look. [00:27.30]C：讓我看一看這張支票。 [00:28.00]N:Here you are. [00:28.66]N：請(qǐng)看。 [00:29.31]C:This check is drawn on a bank in New York, it will take about ten days to clear. [00:32.07]C：這張支票是由紐約某一家銀行簽發(fā)的，大概需要十天我們才可以同他們聯(lián)系妥當(dāng)。 [00:34.82]N:You mean I won't get the money for ten more days? [00:36.58]N：你是說(shuō)我在十天之內(nèi)還拿不到現(xiàn)錢(qián)? [00:38.35]C:Yes. First, we have to send the check to New York to collect the funds. [00:40.71]C：是的。首先我們要把這張支票郵到紐約把這筆款項(xiàng)轉(zhuǎn)過(guò)來(lái)。 [00:43.08]N:Then can you pay me in yuan? [00:44.24]顧客：那么我在這里能不能取到人民幣呢? [00:45.40]C:Yes, we will change the proceeds to yuan for you, but we will deduct a service charge from the amount. [00:48.84]職員：能。我們可以把轉(zhuǎn)來(lái)的美元為你兌換成人民幣，但我們要在數(shù)內(nèi)扣除為你聯(lián)系轉(zhuǎn)款的服務(wù)費(fèi)。 [00:52.27]N:May I get the money as soon as possible? [00:53.63]顧客：我能不能盡快拿到這筆款子? [00:54.99]C:We can ask for a cable remittance from New York if you like. [00:57.06]職員：假如你愿意的話我們請(qǐng)他們用電報(bào)匯款過(guò)來(lái)， [00:59.14]Then we can cash it for you quickly, [01:00.51]然后我們可以盡快給你這筆款子， [01:01.88]but you would have to pay the charge for the cable. The charge will be high. [01:04.12]可是你得支付電報(bào)聯(lián)系費(fèi)用，這費(fèi)用也是很高的。 [01:06.35]N:No, I'd better wait. Will you notify me when you receive the money? [01:08.65]顧客：不，我還是等等吧。你們能否在匯來(lái)這筆款子之后通知我來(lái)取? [01:10.95]C:Yes, we'll call you. Will you please endorse the check on the back and give us your address and phone number. [01:14.19]職員：行，我們會(huì)通知你的。請(qǐng)你在支票背面寫(xiě)上你的地址和電話號(hào)碼。 [01:17.43]Here is a foreign remittance form. Please fill it out. [01:19.32]這一種國(guó)外匯來(lái)款項(xiàng)的表格，請(qǐng)你填一下。 [01:21.21]N:By the way, would you please tell me what I should do to have funds transferred to me here from my friend in Paris. [01:25.36]顧客：順便再問(wèn)一聲，請(qǐng)你告訴我，在巴黎我的一位朋友要給我匯一筆款子，我該怎么辦? [01:29.50]C:The fastest way is by telegraphic transfer from your friend's bank in Paris. [01:32.15]職員：最快的辦法是請(qǐng)你的朋友在巴黎銀行用電匯。 [01:34.80]N:If he sends me a check, what should I do? [01:36.37]顧客：假如他也郵給我一張支票，那我該怎么辦? [01:37.93]C:We can handle this, but it will take about 10 days for the money to clear. [01:40.49]職員：我們可以辦理，但也得需要10天才能聯(lián)系清楚。 [01:43.05]If you ask your friend to apply for a check drawn on the Bank of China, we can cash it right away. [01:46.44]假如你讓你的朋友使用由我們中國(guó)銀行支付的支票，那我們這里馬上可以給你兌換現(xiàn)金。 [01:49.82]N:What is the difference? [01:50.73]顧客：這有什么差別? [01:51.65]C:We have a correspondent relationship with Paris Bank, [01:53.67]職員：我們中國(guó)銀行同巴黎銀行平時(shí)有往來(lái)業(yè)務(wù)聯(lián)系。 [01:55.70]as we maintain a correspondent relationship with most of the large banks in America or in London. [01:58.99]同時(shí)也同在美國(guó)或倫敦的大銀行都有同樣的業(yè)務(wù)聯(lián)系。 [02:02.28]N:I see. I'd better write and ask my friend to do as you say. [02:04.85]顧客：我明白了，我得給我朋友寫(xiě)信讓他照你說(shuō)的做。 [02:07.43]C:Then you will have no problem at all. [02:08.57]職員：對(duì)，這樣的話你來(lái)取款會(huì)很順利。 [02:09.72]N:Many thanks for the information! [02:10.69]顧客：多謝你對(duì)我的幫助! [02:11.66]C:You're welcome. [02:12.44]職員：歡迎你再來(lái)。

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