外貿(mào)英語一點通第200期:貨物保險之商保類型

[00:00.01]Business insurance types 商保類型 [00:01.28]Hello, Mr. Smith. How is business? 你好，史密斯先生。最近生意如何？ [00:04.36]Not so good, I have to say. 我得說，不盡如意。 [00:06.11]Why, what has happened? 為什么？發(fā)生什么事了？ [00:07.53]Well, the May consignment of canned fruits arrived at the destination rather dented and our users refused to pay for it. 你瞧，五月份裝運的罐頭水果制品運達目的地時，受擠壓凹陷了，用戶拒絕付款。 [00:14.11]That really sounds bad. What's the cause for the damage in your opinion? 那確實太糟糕了。那么你認為貨物損壞的原因是什么？ [00:18.08]Personally, I think the damage was due to careless packing. 我個人認為損害是由于包裝不當造成的， [00:20.54]But my exporter insists that the damage has nothing to do with packing itself and asks me to claim against either the insurance company or the shipping company. 但出口商堅持認為貨物的損壞與包裝本身沒有關(guān)系，并要求我向保險公司或貨運公司索賠。 [00:28.42]So my question to you is whether I can lodge a claim with the insurance company on the damaged goods. 因此，我想問問您，我能否就損失的貨向保險公司提出索賠。 [00:33.38]Well, your problem relies on what sort of insurance policy you have taken out. 嗯，你的問題癥結(jié)在于你投保的類型。 [00:37.42]You see, we have got an "open cover" policy with the insurance company. 我們與保險公司簽訂的是有預(yù)約保險。 [00:41.32]Well, I don't know I can give you an answer before I know the terms of the policy. 在我了解到你方的投保條款之前，我無法回答你的問題。 [00:45.22]Generally speaking, under a CIF term, it covers only "All Risks" and "War Risks", at 110% of the invoice value. 但一般來說，根據(jù)CIF價格條件，所投保的貨物發(fā)票價值的110%的綜合險和戰(zhàn)爭險。 [00:53.12]Additional specific risks may be covered by additions to the FPA and WPA. 對額外風險，你可以附加投保平安險和水漬險。

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