華爾街的賺錢經(jīng)：第82期 紙幣vs信用卡(2)

Plastic accounted for ￡244bn of spending in 2003. "This year, total plastic card use, if business card usage is included, is expected to top ￡269bn."Said the spokesman for the Association for payment Clearing Services.

2003年，信用卡消費額達到 2，440億英鎊。付款清算服務(wù)協(xié)會發(fā)言人說：“如果包括商業(yè)卡在內(nèi)，那么今年信用卡的交易總額有望超過 2，690億英鎊。”

In terms of numbers of transactions, cash will remain much bigger than plastic for some time to come, headded. "Cash will always remain there for low-value payments."

就交易的數(shù)量來說，在未來一段時間內(nèi)，現(xiàn)金交易還是會遠遠多于信用卡交易。發(fā)言人還補充說，“現(xiàn)金會繼續(xù)作為小額款項的支付方式。”

Meanwhile, 2003 was the year that e-commerce "came of age" in the UK. More than 18 million people bought goods or services online, up 50% compared to 2002. Credit cards accounted for69% of the 200 million transactions, with debit cards mopping up most of the remainder.

同時，2003年是英國電子商務(wù)走向成熟的一年。超過1, 800萬人在網(wǎng)上購物或接受服務(wù)，比2002年增長了50%在 2億筆交易中，使用信用卡的占69%，而剩下的部分幾乎被借記卡囊括。

Last year was a landmark year for another reason-the first reduction in card fraud for eight years. Fraud losses on plastic cards fell by 5% to ￡402 million as measures to combat crooks started to take effect.

去年之所以是具有里程碑意義的一年，還有另外一個原因——8年來，信用卡詐騙事件首次有所縮減。由于打擊信用卡詐騙的措施開始生效，信用卡詐騙的損失額降低了 5%，為4.02億英鎊。

A new generation of cards containing computer chips is being introduced, and by the end of this year most people making face-to-face purchases will have to type their four-digit Pin number into keypads at tills and will no longer have to sign receipts.

新一代內(nèi)置電腦芯片的信用卡已經(jīng)產(chǎn)生。今年年底，大部分人在進行面對面交易時，必須在收銀臺的鍵盤上輸入自己的4位密碼，再也不用簽署收據(jù)了。

注釋：

1. e-commerce n. 電子商務(wù)

例句：If you are an SEO consultant then cross promote with a graphic designer or e-commerce specialist. 如果你是一位SEO顧問，那么與一位美工或者電子商務(wù)專家交叉推廣。

2. landmark adj. 有重大意義或影響的

例句：In other words, this landmark configuration ensures that the events are fired inany case.

換句話說，這個地標配置確保事件可在任何情況下觸發(fā)。

3. combat vi. 戰(zhàn)斗;搏斗

例句：There is a truth common to all, and that is that playing war in any medium is notcombat, and for a gamer, it's not even political.

一個對所有事物都通用的事實是，在任何媒介中玩戰(zhàn)爭游戲不是真的戰(zhàn)斗，對于一位玩家而言，這和政治也毫無關(guān)系。

4. purchase vi. 購買東西

例句：He gave his son some money for the purchase of his school books.

他給兒子一些錢購買學(xué)校的課本。