外貿(mào)英語(yǔ)話題王4-3-5：保險(xiǎn)費(fèi)率

00:00

00:00

MP3下載 文本下載

https://online2.tingclass.net/lesson/shi0529/0009/9495/4-3-5.mp3

https://image.tingclass.net/statics/js/2012

A:雖然我曾經(jīng)辦過(guò)幾次保險(xiǎn)，但仍有一事不是很了解。

B: What is it?

B：什么問(wèn)題?

A: What do you think are the main factors that determine the premium rates?

A：你認(rèn)為決定保險(xiǎn)費(fèi)率的主要岡素有哪些?

B: First.l think it is the carrying vessel.like its age, classification. ownership and management. And the second is packing.

B:首先，我認(rèn)為是運(yùn)載船只的情況。比如它的年齡，類型，船主及管理：其次就是包裝.

A: Packing should be seaworthy for strong enough to endure rough handling.

A: 包裝應(yīng)適合海運(yùn)或足夠堅(jiān)固，經(jīng)得住野蠻裝卸。

B: In some cases.it is. But not for air freight and container shipment,they tend to require less packing.

B:在某種情況下不是這樣的，空運(yùn)和集裝箱運(yùn)輸就不是這樣，它們往往要求較少的包裝。

A: How about the type of merchandise to be shipped?

A: 裝運(yùn)商品的類型有關(guān)系嗎?

B：It must be considered.because some goods are more vulnerable to damage.

B:當(dāng)然需要加以考慮、因?yàn)橛行┊a(chǎn)品更易破損。

A：Iguess the distance of transportation and modes of transport also influence the rates.

A: 我想運(yùn)輸距離和方式也會(huì)影響費(fèi)率的。

B：Right. Sometimes.underwriters charge you at a higher premium just because the goods are easily to be damaged or get stolen.

B: 是的。有時(shí)候保險(xiǎn)商會(huì)因?yàn)榘l(fā)運(yùn)貨物易受損或易被偷竊，而收取較高的保險(xiǎn)費(fèi)。

A：Are there close connections between the types of risks and the premium?

A:保險(xiǎn)險(xiǎn)種和費(fèi)率之間關(guān)系密切嗎?

B: Yes.the more expensive cover is required.the higher the premium rate is.

B: 是的，保險(xiǎn)范圍越廣，保險(xiǎn)費(fèi)率就越高。

A: If the goods to be shipped are glassware.the premium rate against all risks including breakage differs greatly from that excluding it.

A: 如果所投保的貨物是玻璃制品，投保包括破碎。險(xiǎn)在內(nèi)的一切險(xiǎn)種與不包括破碎險(xiǎn)的相比有很多的區(qū)別。

B: Last but not the least.the volume of cargo. That means a substantial shipment may get more favorable premium.

B:最后一點(diǎn)重要的是商品數(shù)量。就是說(shuō)大批量的貨物運(yùn)輸可能獲得更優(yōu)惠的保險(xiǎn)費(fèi)率。

A: I am clear about the rates now. I really appreciate your help.

A:現(xiàn)在我清楚了。感謝你的幫助。

B: I'm entirely at your service.

B:愿意為您效勞。