托德:茜,我之前和我朋友聊天,他剛剛結婚,他在考慮是應該租房子住還是買個房子。這真是個棘手的問題。你怎么看?
Akane: It is a tough call but I personally prefer to rent.
茜:這的確是艱難的決定,不過我個人傾向于租房子住。
Todd: Really? So why would you rather rent?
托德:是嗎?為什么你更喜歡租房子住?
Akane: Well, because there's just no extra costs. You don't have to pay for extra things like maintenance and just keeping up your home. When something gets broken you don't have to pay to get it fixed. Property tax is already included, things like that.
茜:因為這么做不會產(chǎn)生額外的花費。你不用支付用來維護房屋的維修費之類的額外費用。如果有東西壞了,你也不用花錢去修理。房租中已經(jīng)包含了物業(yè)稅之類的費用。
Todd: Yeah but if you own a home I mean first of all I think the biggest reason is you're not throwing money away, it's a solid investment. You can actually make a profit on the home later on.
托德:沒錯,不過如果你擁有自己的住房,我想最重要的理由是你沒有浪費錢,那是穩(wěn)健的投資。實際上以后你還可以用這個房子盈利。
Akane: That's true but with this day and age you really never know when you're going to lose your job or if you're going to have to move for job reasons and for that reason I think that if you're stuck with a mortgage and you lose your job then you won't be able to pay it and what if you can't sell it?
茜:這倒是不錯,不過在當今這個時代你并不知道你什么時候會丟掉工作,也許你因為工作原因要搬家,鑒于此我認為,如果你房貸纏身可是你又失業(yè)了,那你就沒法再支付貸款了,如果你不能賣掉房子,那要怎么辦?
Todd: That's a good point actually but you could always rent the house out, right, so… One common thing that rich people all have is that they own property and they own real estate. So you could just rent it to someone else.
托德:這話很有道理,實際上你可以把房子租出去,所以……有錢人的共同點就是他們既有財產(chǎn)又有房產(chǎn)。所以你可以把房子租給別人。
Akane: Well that's a good idea but still I think that's a lot of work for somebody as busy as me and I'm not a rich person.
茜:這是個好主意,不過我仍然認為這對于像我這樣忙碌的人來說工作量太大,而且我也不是有錢人。
Todd: That's how you get rich!
托德:這可是你成為有錢人的方法!
Akane: Right! Well, I don't think I could be bothered with the hassle of renting to somebody and first you have to find someone to rent it and then you have to make sure that they pay the rent and then you have to make sure that things are fixed. It's too much of a headache for me.
茜:是沒錯!不過我想我不喜歡被租房的這種麻煩事打擾,首先你要找到一個合租人,然后你要確保那個人會支付房租,而且還要確保解決各種問題。這對我來說就是會讓我頭疼的事。
Todd: That's a good point. You know, actually I think the main reason why I would ever want to own a home is because you could have a dog.
托德:有道理。你知道,實際上我認為我想擁有自己住房的主要原因是因為可以養(yǎng)狗。
Akane: Oh that's a great reason; I love dogs.
茜:這理由不錯;我喜歡小狗。
Todd: When you rent a house often they won't allow you to have a pet.
托德:你租房的話他們是不允許是你養(yǎng)寵物的。
Akane: That's true. Well you can have a cat or fish and maybe a hamster.
茜:沒錯。不過你可以養(yǎng)貓、魚或者是倉鼠。
Todd: True, but if you're a dog lover its not the same thing.
托德:沒錯,不過如果你是愛狗人士,那情況就不同了。
Akane: I guess so.
茜:我想也是。