The department really began to expand in 1856 when the company pioneered infantile insurance, allowing parents to insure the lives of children under the age of ten. By keeping statistical records about policy-holders, Prudential was able to calculate accurate premium rates and improve the benefits payable on policies. By the turn of the century one third of the population was insured with "the Pru". By the mid-1870s, the company started to employ lady clerks and use "modern" calculators and typewriters.
工業(yè)部1856年開始擴展,他們開創(chuàng)了嬰兒保險,讓父母為為10歲以下的子女投保。由于保留了保單持有人的統(tǒng)計記錄,保誠能夠準確計算保單收費率,增加向投保人支付的賠償金。到世紀初時,英國人口有三分之一投保于保誠。19世紀70年代中期,公司開始雇傭女員工,使用當時的現(xiàn)代化計算器和打字機。