A:May I help you, Madam?
夫人,我能為您效勞嗎?
B:I want to buy a life insurance policy.
我想買(mǎi)人壽保險(xiǎn)。
A:Which kind of policy do you want to buy, a term policy, a whole life policy or an endowment policy?
您想選擇哪種保險(xiǎn)呢,定期人壽保險(xiǎn),終身人壽保險(xiǎn),還是養(yǎng)老保險(xiǎn)?
B:I'm confused with so many kinds! Would you give me detailed information about them?
我對(duì)種類繁多的保險(xiǎn)業(yè)務(wù)很迷惑,你能詳細(xì)給我介紹一下嗎?
A:Of course. If you buy a term insurance policy, we'll pay the sum for which you're insured only if the policy-holder dies during the term of years stated in the policy. If you live longer,you'll get nothing.
如果買(mǎi)定期保險(xiǎn),只有當(dāng)保單持有人在投保期限內(nèi)死亡,我們才會(huì)支付你投保的錢(qián);如果你活的超過(guò)了期限,那么你什么都拿不到。
B:Terrible. I won't buy this one. What are the other two?
太恐怖了,我不買(mǎi)這種,另外兩種呢?
A:Maybe you can buy the whole-life insurance. It gives you protection for your lifetime. If you die, we will pay your heirs the sum for which you are insured if you continue to pay the premium through your life.
或許你可以買(mǎi)終身險(xiǎn)。它可以報(bào)一生。如果你終身交保險(xiǎn),死后我們會(huì)把你投保的錢(qián)交給你的繼承人。
B:I see. I'll buy the endowment policy, for it enables me to save money for my own old ageand provide money for my husband if I die.
我明白了,我要買(mǎi)養(yǎng)老保險(xiǎn),因?yàn)樗刮依夏暧绣X(qián)花,我死后,我丈夫也會(huì)有錢(qián)花。