A Letter Applying for a Bank Loan
June 18, 2013
Dear Sir / Madame,
I am a sophomore in the Hebei University of Technology, majoring in computer science. I'm applying to your bank for a loan of 10,000 Yuan.
In the previous one and a half years I have been a model student and monitor of my class. However, in recent years, my parents are both laid-off, and, to make matters worse, my mother has suddenly fallen ill and they are not able to support me any more. That is why I am asking for the loan. If my application is approved, all the money will go to my tuition and fees for the coming academic year.
I guarantee that I will repay the loan within five years, that is, within two years after my graduation. Please have confidence in me. I would be greatly obliged if my application is granted.
Many thanks for your help and consideration.
Yours sincerely,
Li Ming
(155 words)
結構剖析
文章分為四段
第一段說明了自己的身份以及寫信的目的。
第二段是申請貸款的原因及用途。
第三段是說明了自己的還款打算。
第四段表達了對有關部門關心和幫助的由衷感謝。
銀行貸款申請信
尊敬的先生/女士:
我是湖北科技大學一名大二的學生,我的專業(yè)是計算機科學。現(xiàn)我向貴行提出1萬元的貸款申請。
在過去的一年半中,我都是班里的模范學生和班長。但是,近幾年我的父母雙雙下崗,而且,更為糟糕的是,母親突然患病,他們再也不能資助我了。這是我申請貸款的原因。如果我的申請能夠通過,所有的錢都會用于我下學年的學雜費。
我保證會在5年內(nèi)還清貸款,也就是說,在我畢業(yè)后兩年內(nèi)。請相信我。如果我的申請得到同意,我將不勝感激。
非常感謝您的幫助和關心。
李明
2013年6月18日
sophomore n. 大學二年級學生
major in 主修
apply to...for... 向......申請......
laid-off adj. 被解雇的
to make matters worse 讓事情更糟糕的是
application n. 申請
academic year 學年
guarantee v. 保證,擔保
have confidence in 對......有信心
oblige v. 迫使做; 使負義務
grant v. 準許,答應給予
1. I am a sophomore in the Hebei University of Technology, majoring in computer science. 我是湖北科技大學一名大二的學生,我的專業(yè)是計算機科學。
2. However, in recent years, my parents are both laid-off, and, to make matters worse, my mother has suddenly fallen ill and they are not able to support me any more. 但是,近幾年我的父母雙雙下崗,而且,更為糟糕的是,母親突然患病,他們再也不能資助我了。
3. If my application is approved, all the money will go to my tuition and fees for the coming academic year. 如果我的申請能夠通過,所有的錢都會用于我下學年的學雜費。